Welcome to our latest November/December 2023 edition.
Articles featured in this issue:
Taxing times for 2023
A year marked by several tax changes that impacted higher rate taxpayers
Strategies to minimise retirement tax
Many pensioners may face a lurking tax risk as the State Pension grows
Decoding auto-enrolment
Good news on the horizon for future retirees
A crucial decade: financial planning in your 50s
Maximising your earnings or laying down a robust financial plan
Journey to monetary autonomy
Optimising your finances and formulating an all-encompassing wealth plan for the future
‘Time in the market’, not ‘timing the market’
The allure of quick profits and instant gratification
Weathering the inflation storm
Is it time to diversify your portfolio?
High costs of private education
The significant decision of choosing a private school for children
Aspiring towards retirement
Why many people experience a mixed bag of emotions on the subject
A timely proposition
Considering gilts for your investment portfolio?
The Family Bank
Planning to aid the next generation
Mind the retirement gap
Crisis looming over today's youth
Financial planning
A personal journey tailored to your unique financial situation and aspirations
Positive impact on financial wellbeing
Improving your overall life satisfaction and happiness
Navigating multiple pensions
Simplifying financial management, lowering charges and increasing future funds
The reality of retirement
Are you sure your target retirement age aligns with your financial status?
Taking the first step
Introduction to investing for beginners
Inflation and your retirement income
Several strategies to lessen its impact on retirees
The gender divide
Reflecting on 75 years of State Pensions
Fixed-income investments
Providing significant value in a diversified investment portfolio
Immediate gains, long-term losses
The high price of halting pension contributions
Taking more control of your financial future
With our help, you can develop and adapt a strategy designed to help you achieve your financial objectives. Your wealth should represent your values – how it might impact your family and benefit the causes you care about. Our role is to remove the effort from managing wealth, allowing you and your family to enjoy it instead.
Don't hesitate to contact us for more information about how we can help you visualise your financial future. Email enquiries@oysterfinancialplanning.co.uk or call 023 80848410
