Welcome to our latest March/April 2025 edition.
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Articles featured in this issue:
Wealth transfers of financial legacies
Are you among the many families unprepared and lacking structured plans?
‘Grey divorce’
Understanding the financial impacts of divorce over 50
Empowering your retirement savings
Understanding how SIPPs work to help you maximise your retirement investments
Trust in your future
Is now the time to consider protecting and managing your wealth for future generations?
How would you cover some or all of the cost of an Inheritance Tax liability?
Especially when your primary aspiration is to pass on as much wealth as possible to loved ones
Maximising the end of the UK tax year 2024/25
Time is running out to review your plans and fully take advantage of any tax-saving options
It’s good to talk
How to approach financial conversations with older family members
Do you fall into the 60% tax trap?
Making additional pension contributions could mean lowering your effective tax rate
Understanding retirement decisions
The impact of pension lump sums and their long-term implications
Long-term Investing
The optimal time to invest is shaped by your personal goals and circumstances
Dreaming of achieving the lifestyle you want in retirement?
How to maintain your quality of life and pursue the activities and experiences you value most
Long-term later-life care costs
Understanding the options that could alleviate this burden and help you feel more in control
Markets respond unpredictably to rapidly evolving events
Understanding the impact of rising interest rates on investment trusts
Maximising your money
Navigating life’s twists and turns without jeopardising your financial stability
Avoiding financial pitfalls
Recognising common mistakes can help protect your wealth
Visualising life's destination
Helping you stay on track even in unpredictable circumstances
Managing your finances with confidence
Creating a roadmap for realising life's objectives is key
Currency conundrums
What is the impact of exchange rates, and why are they important?
Supporting your grandchildren financially
Providing a financial head start and paving the way for a more secure future
How realistic is your vision for retirement?
Deciding when to retire and being financially ready to sustain that dream are two very different things
Are your capital gains causing you a financial headache?
Without a clear strategy, you might end up paying more tax than necessary
Growing your wealth
Reinvesting dividends can significantly boost your investment returns over the long haul
If you would like to discuss any of the topics in our Spring magazine or anything to do with your current or financial future, please get in touch.
enquiries@oysterfinancialplanning.co.uk or 023 80848410
