DO NOT IGNORE THIS OPPORTUNITY TO MAKE MONEY
 
There is a potentially unbeatable opportunity everyone aged 40 to 73(Ish) needs to consider. You've got until 5 April 2025 to buy back any missing National Insurance years from 2006 to 2016. This can be prove very lucrative, as some are on course to make over £50,000 in boosts to their State Pension by following this guide.
 
So you have until 5th April this year…..
 
FIRST STEP - find out if you have any gap years of NI payments.
 
HOW DO I FIND OUT? - Access the service through 'Check your State Pension forecast' page on Gov.uk which you can access via Google.  It's also available through the HMRC app, which you can download free on the Apple App Store and Google Play Store.
 
You'll need to log in using your Personal Tax Account login details (this is your 'Government Gateway ID' and password). If you don't already have an online HMRC account or Government Gateway ID, you can register at Gov.uk.
 
WHAT TO LOOK FOR? – Look for your full and partial NI years, and how much your State Pension could increase if you choose to fill the gaps. You'll be able to pay for these missing years securely online, without having to call up separately. You need to pay for these in full via bank transfer or through 'Open Banking' – you can't pay in instalments.
 
HOW CAN I PAY? -There are two ways to do this, online or on the phone. So if there is a gap decide how many years to buy and away you go!!
 
WHY SHOULD I DO THIS? – The cost of making up the missed years doesn’t cost a lot compared to what you will get back in return so really is a great opportunity and worth making sure you are not missing out!
 
DON’T DELAY CHECK YOUR NI HISTORY TODAY!!!

If you would like more information or advice, please contact us on enquiries@oysterfinancialplanning.co.uk or 02380 848410