Financial Advice During Divorce

Financial Advice During Divorce

1st October 2024

YOUR PATH TO CONFIDENCE AND A SECURE FUTURE

Welcome to our guide to Financial Advice during Divorce.

CLICK FOR THE FULL GUIDE

Divorce can be bewildering, especially when managing your finances. However, understanding your options can make the process more manageable. Financial concerns may not be your first thought during a marital breakdown. Still, given the significant impact divorce can have on your financial future, it’s crucial to take proactive steps to safeguard your financial security.

Topics you can find in this guide include the following:

Role of professional advice
Tax implications of divorce
Pensions and divorce
Savings and investments
Business assets
Capital Gains Tax (CGT) liabilities

Divorce can be a complex and uncertain period, but you don’t have to navigate it alone. We’re here to provide you with tailored advice that meets your unique circumstances, ensuring you make informed decisions every step of the way. Contact us now for further guidance and support, and let us help you build a stable and prosperous future.

You can email on enquiries@oysterfinancialplanning.co.uk or call 023 80848410. All voicemail messages get directly emailed to the team.

Oysters Financial Magazine November 2024 image

Oysters Financial Magazine November 2024

8th November 2024

Yesterday saw the Chancellor Rachel Reeves very first Budget. With an unusually long gap between election day and budget day the days were filled with rumours, speculation and quite possibly hysteria of what was going to be announced and the rights and w

Autumn Budget 2024

31st October 2024

Welcome to our guide to Financial Advice during Divorce. Divorce can be bewildering, especially when managing your finances. However, understanding your options can make the process more manageable. Financial concerns may not be your first thought during

Financial Advice During Divorce

1st October 2024

Welcome to our latest issue. On 30 October, Chancellor of the Exchequer Rachel Reeves will deliver the Autumn Budget Statement 2024. It will be a critical indicator of the government's approach to managing the economy, aiming to foster an environment cond

Autumn Budget Statement 2024 - What could it mean for your finances

10th September 2024

While retirement planning is common, people often focus on the early retirement years. However, your needs and lifestyle wishes can change drastically over retirement and could last decades. It’s just as important to think about how you’ll spend your late

Planning for financial security in later life

27th August 2024

Welcome to our latest issue. Nobody wants to consider what would happen if they became too ill to support their family financially. Financial protection is essential to creating a secure future for your loved ones, but understanding what cover you may nee

Oysters Summer Financial Magazine 2024

16th July 2024

Welcome to our guide to building a bigger pension pot. As we embark on the 2024/25 tax year, this guide looks at the opportunities to revitalise and boost your pension savings strategy, setting a solid foundation for future financial stability. Early at

Building a bigger pension pot

21st May 2024

Articles featured in this issue: Britons procrastinate on making a Will Research identifies that over half of adults do not have a Will Looming pension pitfall £50 billion of hard-earned pension funds could be in jeopardy Costs of later-life ca

Oysters May/June Financial Magazine

13th May 2024

Welcome to our Guide to Navigating the Intricacies of Retirement Planning. Preparing for your twilight years can often be perceived as a convoluted and daunting task. Questions about the longevity of your savings or the kind of lifestyle you aspire to liv

Retirement Planning

29th April 2024

10 Years – Feels Like Yesterday “The only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle” a quote from Steve Jobs. For me the last 10 years since our business Oyster Financial Planning was create

Oyster Celebrates Ten Years

28th March 2024

PROTECTING YOUR FAMILY, YOUR BIGGEST ASSET Life is unpredictable and filled with a multitude of potential risks. The harsh truth is that an unexpected serious illness, a debilitating injury or even a sudden death can drastically affect a family’s financi

Protection for your family

21st March 2024

Welcome to our latest March/April 2024 edition. Your goals are unique to you and important to us. We don’t just look at the numbers; we create a plan tailored to your unique needs and ambitions and focus on what’s important to you and your loved ones. Pl

Oysters Spring Financial Magazine

11th March 2024

Oyster’s Guide to Tax Year End Planning As we approach the end of the tax year on 5 April 2024, it presents an ideal opportunity to assess the various allowances and reliefs available for your beneift. Allocating time for this review can provide valuabl

Guide to Tax Year End Planning

26th January 2024

Welcome to the first issue for 2024. The tax landscape has witnessed considerable changes, making the situation more challenging for taxpayers and investors alike. As we near the end of the 2023/24 tax year on 5 April, every taxpayer should understand the

Oysters New Year Financial Magazine 2024

11th January 2024

Taxing times for 2023 A year marked by several tax changes that impacted higher rate taxpayers Strategies to minimise retirement tax Many pensioners may face a lurking tax risk as the State Pension grows Decoding auto-enrolment Good news on the horizon fo

Oysters Winter Financial Magazine

10th November 2023

Welcome to our September/October 2023 edition. In this issue, we look at investment bonds and explain how they offer several benefits that some investors may be missing out on, which have become even more beneficial due to recent changes in tax regulation

Oyster's Sept/Oct Financial Magazine

6th September 2023

Welcome to our ‘Guide to Protecting Your Financial Future’. Life is a series of unpredictable moments, and some events may threaten your longterm financial stability. While we cannot foresee the future, we can establish plans to maximise our life exper

Protecting Your Financial Future

29th August 2023

Welcome to our July/August 2023 edition. In this issue, a comfortable retirement is a common financial goal, and contributing to a pension is essential to achieving it. Although retirement may appear distant at the moment, there's much to consider. Let us

Summer Financial Magazine 2023

11th July 2023

These last few years have been crazy, haven’t they? Financially, first with the Pandemic then coming out of that we have the situation in Ukraine, associated Energy and Food supply and cost issues all feeding into pushing the world’s inflation up sharply,

Economic state of the nation

3rd July 2023

T A K I N G A P R O A C T I V E A P P R O A C H T O RETIREMENT PLANNING It’s no secret that the traditional approach to retirement planning is becoming increasingly obsolete. While previous generations may have depended on their employers to provide t

Taking a proactive approach to retirement planning

5th June 2023

Oyster's Financial Magazine May/June 2023 Welcome to our latest edition. In this issue, Chancellor Jeremy Hunt’s first proper Budget 2023, on Wednesday 15 March, brought some welcome but unexpected changes to pension tax. Britons can now expect significa

Oysters Financial Magazine May June 2023

9th May 2023

On the 6th April 2023 Oyster Financial Planning will have be trading for 9 years! Where has that time gone? I myself, Michael Osman have been advising for 26 years of which 9 have been at Oyster. We have certainly seen some changes and consistent grow

Oyster Financial Planning Anniversary

6th April 2023

Investing for grandchildren can be used to help fund college tuition, make a down payment on their first car or home, or even start a retirement fund. The earlier you invest, the more time your funds have to grow and compound over time. This means

Investing in the future of Grandchildren

28th March 2023

Welcome to our latest edition. In this issue, financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards talking about money are changing. Wealth succession should be an integral part of your financial p

Oysters Financial Magazine March 2023

9th March 2023

Menopause in the workplace Unique Retirement Planning Challenges Women Face Women make up nearly half of the UK workforce, but many feel forced to reduce their hours at work, pass up promotions and even leave their jobs due to lack of menopoause support

Menopause in the workplace

9th February 2023

Are YOU a parent or grandparent to late teens or early 20’s who are working? If the answer is YES, please read on! Its time to talk money! Oyster have always encouraged our clients who have 20 (ish) year old children or grandchildren to speak to them

Its time to talk money

2nd February 2023

Welcome to our latest edition. With the current tax year having begun on 6 April 2022, the clock is ticking and it is important to utilise all the tax reliefs and allowances available to you before 5 April 2023 in order to minimise any potential liabiliti

Oysters New Year Financial Magazine 2023

10th January 2023

Today everything is different. Not only are we living longer, healthier and more active lives, most of us can now decide when, how, and even if, we retire. It's never too early to start thinking about retirement planning. Whether you're just starting yo

Retirement Matters

29th November 2022

As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household finances is taking its toll. But it is essential to try to maintain a savings habit even in the current climate. On page 10 we look at the impact brea

Oysters Winter Financial Magazine 22

9th November 2022

Welcome to our guide to maximising pension savings. Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost-of-living soaring. In these circumstances, it can be difficult to think about y

Oysters Guide to Maximising Pension Savings

17th October 2022

Three things to put on your family protection ‘to do’ list Welcome to our Guide to Family Protection. There various complex risks in life that we all face, such as serious illness, an accident or death. What would happen if something were to happen to

Oysters Guide to family financial protection

4th October 2022

PUTTING LIFE ON HOLD Delays to homeownership, having children and retirement.

Oyster Autumn Newsletter - Cost-of-living crisis

14th September 2022

Oysters Guide to making the most of your financial future image

Oysters Guide to making the most of your financial future

25th July 2022

It’s not surprising that the world of investing can seem complex, especially in the current global economic climate. Investors face an endless supply of market news, many investment choices and often-changing market conditions. There are a number of key p

Oyster's Summer Financial Magazine 2022

11th July 2022

10th Charity Golf Day Results image

10th Charity Golf Day Results

1st July 2022

A revolution in family law finally removes the need for blame as a basis for divorce. No one enters into marriage expecting it to end in divorce. However, it happens for many couples. It can be an emotionally charged time but there are things you can d

Divorce. Be financially smart

24th June 2022

During our working lives with sleep and work hours we can expend a lot of the 168 hours, add in family time, hobbies, some learning and social time you will probably fill the 168 hours quite easily by balancing all of the above to suit you. Will this b

168 hours a week even in retirement

31st May 2022

Oysters Guide to Estate Preservation - What will your legacy look like?

Oysters Guide to Estate Preservation

24th May 2022

Building financial wealth. Six tried and trusted principles to help you reach your investment goals.

Oysters Guide to Building Financial Wealth

19th May 2022

SO45 Charity golf day 10th year. Can we reach our goal of 100k in our tenth year?

SO45 Charity Golf Day 10th Year

12th May 2022

Navigating the cost of living crisis. How you can keep the cost of bills down while inflation is high

Navigating the cost of living crisis

12th May 2022

Fed up with you nine-five? Sixty is the most popular age to retire. We know you’ll have different priorities for your wealth at different points in your life. Whatever your financial aims, we can help you achieve them.

Oysters May Financial Magazine

5th May 2022

Some changes you can predict, while others you simply cannot. But that doesn't mean you can't have a plan in place to help mitigate the impacts and protect your wealth, should something change in your life, like your career, your health or even your fami

Guide to Financial Protection

22nd March 2022

A Guide to smoothing out financial market volatility image

A Guide to smoothing out financial market volatility

14th March 2022

Invest your way out of inflation - Why now is the time to make sure that you protect your wealth

Oysters Spring Financial Magazine 2022

8th March 2022

Save Now Buy Later - Getting on the property ladder

Save Now Buy Later

22nd February 2022

2021/22 tax year-end planning

2021/22 Tax Year-end planning

27th January 2022

Oyster's New Year Financial Magazine 2022

Oyster's New Year Financial Magazine 2022

10th January 2022

Michael Osman 25 years as a financial adviser

25 years as a financial adviser

10th January 2022

The State Pension image

The State Pension

24th November 2021

How can I protect my wealth from inflation - Financial advice

Oyster's Autumn Financial Magazine

9th November 2021

Oyster's guide. Your options at retirement, turning pension savings into income for life

Oyster's Guide to your options at retirement

21st September 2021

Oyster's Autumn Financial News Magazine Sept/Oct 2021 image

Oyster's Autumn Financial News Magazine Sept/Oct 2021

6th September 2021

Oyster's Summer 2021 Financial Planning Magazine

Oyster's Summer Financial Planning Newsletter

9th July 2021

Oyster's Spring May/June Financial Magazine image

Oyster's Spring May/June Financial Magazine

5th May 2021

Oyster's Financial Newsletter March/April 2021 image

Oyster's Financial Newsletter March/April 2021

10th March 2021

Oyster Budget 2021 Summary image

Oyster Budget 2021 Summary

4th March 2021

Cheque Presentation to The Waterside Cancer Centre image

Cheque Presentation to The Waterside Cancer Centre

18th October 2019

SO45 CHARITY GOLF DAY - Wessex Cancer Trust image

SO45 CHARITY GOLF DAY - Wessex Cancer Trust

19th July 2019